Personal Finances is a freeware budget manager for users on the go. Designed to run both on any desktop computer and from any USB drive, the application lets user enter transactions - earnings and purchases and see whether you live on a budget, or overspend. The tool offers various reports to help the user analyze the budget in all details and cut out unnecessary expenditure categories instantly. The peculiarity of Personal Finances lies in its remarkable ease of use. Beginners can learn how to track expenses much quicker than with advanced online home financial tools. Making and maintaining the budget in the tool is a matter of a few steps. The first step is to create accounts, such as bank account, credit cards, and cash. The second step is to set up categories. It will allow the user to categorize and sort income and expenses and review financial information in a meaningful way through reports. The third step is to enter transactions, in other words, everything you purchase and earn, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away. Once the transactions are entered, the user can review the financial position using the summary view of all accounts. The application helps to see whether you live within the money your make. You'll see how much money you earn, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories to be slashed. Personal Finances is freeware. Plus, there's another good benefit in this application - it can be run from the USB flash drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB drive into any computer and update or review expenses.